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A story on happiness: owning your own time is one key to it

Chad, The 39-year-old landlord, who was born and raised in Toronto, told MarketWatch his recipe to happiness. “One of the keys to happiness is owning your own time.” Chad grew up watching his father flip properties. Now, thanks to those lessons in real estate, he’s financially independent, managing rental units and living life on his terms.
In 2019, he reached $1 million Canadian dollars, or approximately US$791,000. That year, he left his full-time job. Along with his real-estate investments, he invests in the stock market.
The former network administrator and his partner, Catherine, who is a Ph.D. student and research coordinator, save between 50% and 80% of their income every year and live off of $27,000 in annual expenses. With his financial independence, they’re able to travel with their dog, Pepper, but he still works as an IT consultant while managing the rental properties and other side hustles. In his spare time, he also volunteers with the local fire department.
“One of the keys to happiness is owning your own time,” he said. Financial independence has gifted him the ability to craft his own schedule, and not rely on a job to pursue his interests. For example, along with his side gigs and volunteer work, he is a sheepherder.
Part of his success comes down to his hands-on approach with his rentals. He renovates his properties, including painting garages, installing heated flooring, redoing bathrooms and creating wooden wall panels.
When he had to replace the refrigerator in one of his properties, instead of hiring a professional to deliver the new appliance and discard the old one, he did it himself — bringing in the new fridge with his truck, fixing the old one and selling it for $100. “You can still fix things and make a few bucks too,” he said.
Convenience is one of the biggest budget killers. “We spend a lot on convenience,” he told MarketWatch. “We can make our own food but it’s much easier to pick up the phone and have it delivered.” Living two hours away from his rental units might seem like an inconvenience when he needs to do a repair, but he spends the time driving into the city by listening to a book. “I like road trips,” he said.
Source: MarketWatch
Image Source: MarketWatch
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BENEFIT Sponsors BuildHer...
- April 23, 2025
BENEFIT, the Kingdom’s innovator and leading company in Fintech and electronic financial transactions service, has sponsored the BuildHer CityHack 2025 Hackathon, a two-day event spearheaded by the College of Engineering and Technology at the Royal University for Women (RUW).
Aimed at secondary school students, the event brought together a distinguished group of academic professionals and technology experts to mentor and inspire young participants.
More than 100 high school students from across the Kingdom of Bahrain took part in the hackathon, which featured an intensive programme of training workshops and hands-on sessions. These activities were tailored to enhance participants’ critical thinking, collaborative problem-solving, and team-building capabilities, while also encouraging the development of practical and sustainable solutions to contemporary challenges using modern technological tools.
BENEFIT’s Chief Executive Mr. Abdulwahed AlJanahi, commented: “Our support for this educational hackathon reflects our long-term strategic vision to nurture the talents of emerging national youth and empower the next generation of accomplished female leaders in technology. By fostering creativity and innovation, we aim to contribute meaningfully to Bahrain’s comprehensive development goals and align with the aspirations outlined in the Kingdom’s Vision 2030—an ambition in which BENEFIT plays a central role.”
Professor Riyadh Yousif Hamzah, President of the Royal University for Women, commented: “This initiative reflects our commitment to advancing women in STEM fields. We're cultivating a generation of creative, solution-driven female leaders who will drive national development. Our partnership with BENEFIT exemplifies the powerful synergy between academia and private sector in supporting educational innovation.”
Hanan Abdulla Hasan, Senior Manager, PR & Communication at BENEFIT, said: “We are honoured to collaborate with RUW in supporting this remarkable technology-focused event. It highlights our commitment to social responsibility, and our ongoing efforts to enhance the digital and innovation capabilities of young Bahraini women and foster their ability to harness technological tools in the service of a smarter, more sustainable future.”
For his part, Dr. Humam ElAgha, Acting Dean of the College of Engineering and Technology at the University, said: “BuildHer CityHack 2025 embodies our hands-on approach to education. By tackling real-world problems through creative thinking and sustainable solutions, we're preparing women to thrive in the knowledge economy – a cornerstone of the University's vision.”
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